What is e-RUPI? Friends, the Prime Minister of our country has launched the digital payment platform E-Rupee on Monday, 2nd August 2021. So that is why today through this post we will tell you what is e-rupee, what are its benefits? And how can we use this? Also, read about Pradhan Mantri Sarkari Yojana 2022.
Learn what is e Rupi App, how to download e Rupi App in APK and What is e Rupi?
As we have seen over the last few years. Our Indian government continues to launch welfare government schemes for the public’s benefit from time to time. Pradhan Mantri Awas Yojana and Ayushman Bharata Yojana, Ration Card, Aadhar Card, Pradhan Mantri Awas Yojana, etc.
This episode features Shri Narendra Modi, Ji who launched e Rupi (E Rupee), on Monday. This means that money can be sent and received without being encrypted at all. This means there is no third party between the money taker and giver.
Table of contents
What is e-RUPI?
The National Payment Corporation of India has developed it. The Indian Government launched it to simplify digital payments and make digital payments cashless. e-RUPI, a prepaid voucher-based payment option, is available. This e-rupee allows payment to be made in cashless or contactless mode.
|Facility Name||E Rupi Digital Payment|
|Launched by||Prime Minister Shri Narendra Modi|
|Worked Under||Central Government of India|
|Department||National Payment Corporation of India|
|Launch Date||02 August 2021|
|Benefits||Cashless and contactless facilities for making digital payments.|
|Beneficiary||Citizen of India|
To make a payment via this method, you don’t even need an internet banking debit-credit or UPI card. You can transfer it to your mobile phone using a QR code or SMS.
You can use this facility even if you don’t have a bank account or UPI such as phone pe, Google Pay, WhatsApp UPI, BHIM, etc. This means that any money from any government scheme can be paid directly to the beneficiary, i.e. the common man. This e-voucher can be used by the Government of India for education, health, and other purposes.
How e-RUPI works?
Transactors can connect to one another digitally using e-RUPI. It also confirms that payment was made to the service provider following the transaction’s completion.
It functions as an e-voucher that is based on a QR code or SMS. This is completely different from the digital payments available and not the same as UPIs. This is the best part about it. You don’t need an internet connection or a bank account to use them.
This e-rupee coupon can only be sent via SMS or QR code to the mobile number. This e-voucher can be used to pay for work. Only for that purpose can the voucher be used.
For example, suppose you get an e-voucher to purchase medicine from your phone. Then, this voucher can only be used to purchase medicine. This voucher can also be used to purchase medicine from a medical facility. The issuer of the e-voucher will be notified that you used the voucher.
How To Download E Rupi Digital Payment App
If you also want to use it, then you have to use the e-Rupi Prepaid e-Voucher app. We are going to tell you how to download E Rupi Digital Payment App.
- First of all, open the google play store in your mobile phone.
- Here you search E-Rupi App whose name is E Rupi digital payment.
- Install it by clicking on the install button.
- Now signup it according to the requirement of this app.
In this way, you can download the e-rupee app. Next, we are giving you the details of this, which are given below.
What are the benefits of e-rupee?
- It is a cashless and contactless way of doing transactions. It directly connects the service giver and taker.
- With this, the people will get the benefits of government schemes directly. This will reduce corruption.
- It is a kind of e-voucher in the form of QR code or SMS. The provider will send it directly to the mobile phone of the beneficiaries.
- You don’t need a Bank account, net banking, ATM, SBI Debit card etc. for this.
Which Bank will e-RUPI work with?
Friends, Indian banks will also have a big role in this facility. Indian banks will work in this in two ways. One will be those banks, which will provide e-voucher. Others will accept such vouchers. Or some banks will do both. We are giving you the list of these banks below.
- State Bank of India
- ICICI Bank
- Axis Bank
- Union Bank of India
- Indian Bank
- Punjab National Bank
- Canara Bank
- Indusind Bank
- Kotak Bank
The list of banks that we have given to you above, may increase later.
Other Related Posts
e-RUPI is a QR code or SMS string-based e-voucher, which is delivered to the mobile of the beneficiaries.
It is a cashless and contactless way of doing transactions. Click on the link to know more.
So friends, today we have told you what is e-RUPI through this post? And also gave you complete information about this plan of PM Modi. This facility is currently in the initial stage and the government will further expand it in the future. We hope that all of you are able to take advantage of this facility well. If there is any change in this feature in the future. So we will keep updating it from time to time.
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